Glossary

TL;DR CAGR: Annualized returns over multiple years, smoothens the returns Max Drawdown: The most that an investment has fallen from its all-time high. Annualized Volatility: The % of upswings and downswings that an investment has gone through over multiple years.  Sharpe: A measure of return for each unit of risk taken by an investor. Investing metrics and terms are confusing. When you start on your investing journey, knowing which numbers you really need to care about can be hard to figure. Let’s get down to the basics. There are just four metrics to understand. CAGR/Compounded Annual Growth Rate Possibly the most important performance metric for any investment - stocks, ETFs, real estate, or your own brokerage account portfolio. What’s CAGR? A measure of how much your investments grew annually, i.e. what return did your investments bring year-on-year

TL;DR Steady Strategy: Allocations stay the same; rebalancing once a year is recommended Energized Strategy: Allocations may change every month depending on strategy rules and market performance. Rebalancing to currently monthly allocation is recommended.  There’s countless ways to categorize investing strategies. But we’re reimagining these from the investor’s POV. The only principle separating strategies into two buckets is this: is the investor required to perform a different action each month? The answer to this classifies all strategies as either Steady or Energized strategies. There are mainly 2 basic principles that are followed for any strategy design. The one in which the assets list/allocation stays the same - Steady, the one in which asset list may change every month, depending on rules - Energized. What is a Steady strategy? One that doesn’t shift month-to-month and just stays…steady. This type of strategy